Spending Wisely

Two Cost Cutters to Save on Prescription Drugs

Prescription-drug prices in the U.S. are skyrocketing…

In just the past year alone, prices on drugs are up nearly 10% on average. But some are even worse.

Seven Ways to Pay off Your Mortgage Early

Doc’s note: We first began publishing Retirement Millionaire Daily in October 2015. Since then, we’ve sent more than 200 issues to our readers.

We’ve also welcomed tens of thousands of new readers. So every Thursday this month, we’re sending you our favorite issues from October 2015. If you haven’t read these issues, we hope you enjoy them. If you’ve already read them, use them as a refresher or share them with your friends and family.


How to Get Paid to Eat Potato Chips, Watch TV, and More

I love sharing unique ways to save money and make some extra cash on the side…

Here’s one of my favorite ways, which I recently shared with my Retirement Millionaire subscribers…

The World’s Scarcest Commodity

Doc’s note: I read this essay from my friend Alexander Green, Chief Investment Strategist of The Oxford Club, and had to share…


This 1996 Law Will Increase Both Your Wealth and the Smarts of Your Family

This is one of the easiest ways to shelter assets for your children or grandchildren… and save a bundle on taxes while doing so.

This varies from state to state, but it – generally – allows you to…

How to Save Money Even After You’re Dead

Nobody wants to talk about death…

Most folks would rather just ignore it, and pretend that it’s not going to happen to them.

Stop Overpaying for These Three Things

A cardinal rule for preserving wealth is never overpay for anything.

The more money you keep, the more you can save for your retirement.

If You Live in These Areas, Your Doctor Could Be Ripping You Off

Where you live can nearly double how much you’re spending on medical care, as well as how much care your doctor orders.

A patient in Miami, Florida costs Medicare about $13,524 a year… while one in Honolulu, Hawaii costs around $6,900, according to the Dartmouth Atlas of Health Care.

How to Buy a $2,000 Fruit Basket

Did you get a nice Christmas basket of fruit, nuts, or other goodies last year from your financial advisor?

The bigger the basket, the more likely it is you’re paying your advisor far too much

The Only Place Worth Going on Black Friday

Once a year, millions of Americans “practice” for a currency crisis…

It’s like what folks in Argentina experienced during the last currency crisis. And what Greek citizens had to do this summer.

They wake at 4 a.m… stand in line for hours… shuffle past security goons at the door… and hope that no one tries to “rush in” at the last minute…

But instead of trying to stock up on pesos or euros, Americans are waiting for the opportunity to save a few bucks on a big-screen TV on Black Friday, the day after Thanksgiving.

For years, you could save hundreds of dollars by standing in line. The tradeoff of time-to-value was worth it.

Thankfully, there’s no point anymore. Now, there’s only one place worth going on Black Friday…


Last year was the first time that I did all my Black Friday shopping on the Internet, mostly on Amazon (the world’s largest retailer). The deals at your local brick-and-mortar store are simply not good enough to justify losing sleep and spending hours waiting in line.

More stores now offer online-only deals starting on Black Friday. And even better is the Monday after Thanksgiving – Cyber Monday. That’s the day Internet retailers designate for their biggest deals.

Amazon even announced it’s starting a “countdown” week of sales from Friday, November 20 through Black Friday. And it’s not the only one starting early. Several websites – like www.theblackfriday.com and www.blackfriday.com – track the best deals.

But cyber-deal enthusiasts beware: You need to stay safe when you shop online…