A Sincere Thank You for Joining Us

This holiday season, I want to say thank you.

We published our first issue of Retirement Millionaire Daily nearly three months ago. I wasn’t sure it was going to work. It had been “in development” for several years. And it was only recently that we figured out how to make it happen.

Since our launch, we’ve covered a wide range of topics, like:

This new daily letter has given us the space and time to talk about important topics… especially subjects that wouldn’t “fit” easily in our regular newsletters – our health-and-wealth monthly advisory, Retirement Millionaire, our income-focused letter, Income Intelligence, and our options-trading service, Retirement Trader.

All told, we’ve published more than 50 Daily issues so far.

And in return, we’ve received hundreds of e-mails from subscribers… challenging our research, thanking us for bringing topics to light, or telling us their advice and experiences.

From the entire team here at Retirement Millionaire Daily, thank you for a great start. We hope you enjoy reading each issue as much as we enjoy working on them.

Today, we’re sharing some tips and comments from you.

We read every e-mail, Facebook message, and tweet. So keep sending your comments, thoughts, and suggestions to feedback@retirementmillionairedaily.com.

Q: A couple of weeks ago you mentioned using a Neti pot to clean your sinuses. I was sick at the time, so I decided to try it; I ended up buying the squeeze bottle rather than the pot, but really liked the effect. – B.C.

A: Glad to hear it helped your cold symptoms. I’ve used a Neti pot for years. Using gravity and the saline solution, you can gently rinse your sinuses. I use mine once a day when I have a cold or when my sinuses are clogged from allergies.

Neti pots and squeeze bottles both flush your nasal passages to clear up congestion. Which one you use is really down to personal preference. With a Neti pot, you pour saline solution into your nostril (which requires a little bit of bending) while a squeeze bottle uses pressure to push the solution into your nostril.

The important thing to remember is how to use them safely. Never use tap water… It’s best to stick with saline solution meant for nasal rinsing or store-bought distilled water. And make sure to clean the device with sterilized, distilled, or boiled water (that you’ve let cool).

Q: I have had good success with the “Do Not Call” lists. But your readers should know that nonprofit organizations are exempted. So I still get calls from the fireman’s association, the police association, the cancer society, etc. – F.W.

A: Thanks for letting us know. This is a bit of a gray area because some of the bigger charities use for-profit telemarketers to do their fundraising…

This skirts the line of the DNC rules and allows telemarketers to call you. Although we still encourage you not to engage with any sales calls, the Federal Trade Commission (FTC) points out that if you get charity calls from telemarketers, tell them immediately to take you off their list. By law they need to respect your request. If they do not, report them as soon as possible to the FTC or seek legal action as we wrote about last week.

Q: I personally (and finally) began meditating daily just over a month ago, and its benefits are tremendous, as you say. Many positive changes as a result: more peaceful, more aware of my thinking patterns, and much better sleep. I am up to an hour a day… every day. Continuing to enjoy your daily writing. Thank you, Doc. – C.K.

A: Congratulations on taking a step toward a healthier future! If you don’t have an hour to spend, remember you can benefit from as little as 10 minutes. I started meditation more than 20 years ago, and still make time to do it regularly.

For anyone who’s still hasn’t tried, do what I do…

I sit in a chair (or in bed) with my neck and shoulders balanced and relaxed, feet on the floor and hands interlocking on my lap. I think of just one word, such as “one” or “ohm” or “peace.” When my mind drifts to other things, I slowly and softly bring it back to that word. Taking deep, but not forced, breaths, I let my mind and body go where they want to for 15 or 20 minutes. This is my time to relax my mind and focus on my breathing, body, and being in the moment.

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